Sole trader accounting

Built around
you.

No packages. No price grids. Tell me your situation — clear quote back. Real human. WhatsApp included.

WhatsApp Sophie ✉️ Email instead

Who I work with

You're in the right place if…

🎨

Freelancers & creatives

Designers, writers, photographers, consultants. Self-employed and figuring it out.

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Tradespeople

Plumbers, electricians, builders. CIS returns, subcontractor tax — all of it.

💻

Contractors & IR35

Outside IR35, inside IR35 — I'll help you understand where you stand.

🌱

New to self-employment

Just registered. Not sure what to do next. That's exactly when to call.

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Side hustle turning serious

Etsy, content, consulting. Growing fast and need to do this properly.

🧠

ADHD / dyslexia friendly

Short messages. WhatsApp reminders. No jargon. No judgement. Actually.

What you get

Everything
included.

📋

Self assessment tax return

Filed accurately. On time. Every year.

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HMRC agent — from day one

I deal with HMRC directly. You don't have to touch them.

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Xero setup & support

I configure it. Link your bank. You just take receipt photos.

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WhatsApp included

Message me any time. Voice notes fine. No ticket system.

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Tax efficiency review

I look at your numbers and flag what you're missing. Unprompted.

⏰

Deadline reminders

I'll chase you. Not the other way round. No nasty surprises.

What proactive looks like

Things I flag.
Unprompted.

Most accountants file your return and invoice you. I look at your situation first. Here's what comes up.

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Mileage

45p/mile for the first 10,000 business miles. If you're driving to clients, it needs logging.

45p/mile

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Working from home

£6/week allowance. No receipts needed. Small — but worth claiming every year.

£312/year

📚

Training & CPD

Courses and coaching relevant to your work — fully allowable. Keep the invoices.

100% deductible

🕰️

Pre-registration expenses

Bought kit before registering? HMRC lets you claim back up to 7 years.

Up to 7 years back

📱

Business mobile

Used for business = claimable portion. 100% if it's dedicated business only.

Up to 100%

🏦

Pension contributions

Reduces your taxable income. Often smarter than extra earnings. Worth a chat.

Tax-free growth

Making Tax Digital

MTD is coming.
Don't wait for the letter.

Quarterly digital submissions replacing the annual return. Gross income = all income before expenses. Multiple streams add together.

Apr 2026Mandatory now

Gross income over £50k — if this is you, get in touch today.

Apr 2027

Gross income over £30k — mandatory.

Apr 2028

Gross income over £20k — mandatory.

How it works

Simple from
day one.

Drop me a message

WhatsApp or email. Tell me roughly where you're at. No forms, no portals.

Quick chat

Income sources, Xero, MTD, what's been filed before. 15 minutes max.

Clear quote

A fee for exactly what we've agreed. Confirmed before anything starts.

We get started

Engagement letter, HMRC auth sorted. I send you a 5-item action list. That's it.

Your first week

Here's what
actually happens.

Five things. I handle the rest.

Send me your ID

Photo ID + proof of address. One time. WhatsApp or email is fine.

I send the invite. Don't touch any settings — I configure everything.

Link your bank account

Transactions pull through automatically. Tide and Monzo link really smoothly.

Download the Xero app

Business expense? Open app, find it, attach receipt photo. 30 seconds. No more lost receipts.

That's it — I take it from here

Full tax efficiency review once I can see your accounts. Recommendations come to you.

Common questions

Quick answers.

Two sole traders with the same turnover can need very different things. A quick chat means I give you an accurate quote — not a number that ends up being wrong.

You get a real human who knows your situation — not a portal to upload into. WhatsApp, proactive advice, someone who spots what you're missing. I'm your HMRC agent from day one.

Not always — depends on your situation. But for MTD it'll be essential. I set it up as part of the service.

Yes. Prior year returns are something I do regularly. The sooner the better — penalties build fast and HMRC is less sympathetic over time.

Absolutely not. I work with what we've got. Getting started is the important thing.

Built aroundyou.