Sole Traders Ltd Companies Seafarers Get in touch
Limited company accounting

Everything
included.

No packages. No price grids. Tell me about your company — clear quote back for exactly what you need.

💡
Worth knowing: every quote includes your director's self-assessment return. Not an add-on — it's part of the job.
Director SA includedCompanies HouseCT600Xero setupPayrollVAT monitoringWhatsApp includedBristol-based Director SA includedCompanies HouseCT600Xero setupPayrollVAT monitoringWhatsApp includedBristol-based

The full picture.
Every time.

📑
Annual accounts
Statutory accounts prepared and filed at Companies House. On time.
🏛️
CT600 + corporation tax
Filed with HMRC. Liability calculated. No nasty surprises.
👤
Director's self assessment
Your personal return is always included. It's linked — it should be.
📬
Confirmation statement
Annual Companies House filing. I handle it.
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WhatsApp included
Message me any time. Voice notes fine. No ticket system.
🔗
HMRC + Companies House agent
Registered on both. I deal with them directly — you don't have to.

Things I tell you.
Unprompted.

Most accountants file the accounts and invoice you. I look at your numbers and tell you what to do before the window closes.

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Salary + dividend split
Reviewed every year. Optimal split reduces NI and income tax. Not a set-and-forget thing.
Reviewed annually
🏠
Working from home
£6/week use-of-home — £312/year reducing your corporation tax bill. No receipts needed.
£312/year
🏦
Pension contributions
Company pension = allowable expense. Reduces corp tax, no income tax, no NI. Often beats extra dividends.
Corp tax deductible
💼
Mileage
45p/mile for the first 10,000 business miles. Driving to clients? Log it.
45p/mile
🕰️
Pre-trading expenses
Kit bought before incorporation — HMRC allows claims going back 7 years.
Up to 7 years back
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Equipment + tech
Laptops, monitors, software — claimable as business expenses if used for work.
100% deductible

More than
year-end filing.

01
Salary and dividend strategy
Tax-efficient split reviewed every year. Not just at setup.
Annual
02
Director's loan account
I check your DLA at year end. Overdrawn 9 months after year end = S455 tax at 33.75%. I flag it early.
Annual
03
Corporation tax planning
What's due, when — and whether there's anything worth doing before year end.
Ongoing
04
VAT threshold
I watch your rolling 12-month turnover in Xero. You'll know before you hit £90k.
Ongoing
05
Xero + bookkeeping
As much or as little as you need. Clean books = faster, cheaper year end.
Flexible

Simple from
day one.

01

Drop me a message

WhatsApp or email. Sector, turnover, directors, what you need. No forms.

02

Quick chat

Xero, payroll, VAT, director loan — whatever's relevant. Ten minutes.

03

Clear quote

A fee for exactly what we've agreed. Confirmed before anything starts.

04

We get started

Engagement letter signed. HMRC and Companies House auth sorted. 5-item action list. That's it.

Here's what
actually happens.

Five things. I handle everything else.

1
Send me your ID
Photo ID + proof of address. One time, AML required. WhatsApp or email is fine.
2
Register for Corporation Tax
Must happen within 3 months of trading. Not done yet? I'll sort it straight away.
3
Sign up to Xero
I send the invite via my adviser account. Don't touch settings — I configure everything.
4
Link your business bank account
Transactions pull through automatically. Tide and Monzo link really smoothly.
5
That's it — I take it from here
Tax efficiency review, salary/dividend strategy, director perks — I come back with recommendations.

Things directors ask.

Your company accounts and personal tax return are linked. Salary, dividends, director loans — they all feed into both. Doing one without the other means things get missed. It's included because it should be.
Two separate things. Two separate deadlines. Companies House gets your accounts and confirmation statement. HMRC gets your CT600 and corporation tax. Both are handled by me.
Dividends must be proportional to shareholding unless you have different share classes. If you want flexibility we need to look at restructuring. Worth a conversation.
If still overdrawn 9 months after your year end, the company pays S455 tax at 33.75% — refunded when you repay. I check this at every year end and flag it early.
Often yes — especially if you're a higher rate taxpayer. Company pension contributions are an allowable business expense. No income tax, no NI. Surplus profits in a pension often beats extra dividends significantly.
Ready?

Let's
talk.

Tell me about your company. Clear quote back. No obligation.

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